Clarifi
Philadelphia - Restore, Repair, Renew
Helps Philadelphia homeowners to access low-interest home equity loans to invest in their properties. Offers a 10-year fixed-rate 3% interest home equity term loan ranging from $2,500 to $50,000 (inclusive of 10% contingency) to eligible homeowners with a household income of 120% of area median or less. Services provided include:

Help determining if you are eligible for the program

Financial counseling

Help identifying necessary repairs

Connecting to a participating lender

Help finding a contractor

Help applying for the loan
Eligibility: Philadelphia homeowners:

1) Whose primary residence needs repairs.

2) With household income of 120% of area median or less.

3) With credit scores above 580.

4) Who are up to date on public utilities and taxes or are in a payment plan with the City.

5) Who do not have L & I violations or will eliminate violations as part of the program.

6) Who have homeowners insurance.
Hours: Monday through Friday, 8:00am to 6:00pm
(215) 866-5200
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Phone/FAX Numbers
  • (215) 866-5200
  • (215) 563-5665
Email Address: rrr@clarifi.org
Fee Amounts: Call for details.
Intake Procedure: Call or email:
rrr@clarifi.org
Geographical Area: Philadelphia County
Helpful Tips: Eligible repairs include:

Repairs, improvements, and upgrades related to health, safety, and quality of life

Roof, siding, foundation, and masonry

Sidewalk and driveway resurfacing/replacement and outside stair repair

Window and door repair and replacement

Adaptations that allow for easier access to and mobility within a home

Fixtures, plumbing, sewer and waterline repairs and replacements

HVAC system and water heater repair or replacement

Electrical repairs
  • Treatments related to lead-based paint

    Mold and radon mitigation
    • Additional Services Offered at this Location:
    If you represent this agency, update your listing here.
    * The community resource directory information is up to date to the best of our knowledge. However, you should always call the provider to confirm this information and make an appointment. Be sure to confirm payment information with the provider, if payment is required. Pennsylvania 211 does not rate, recommend or endorse any agency. We simply provide information as a public service.
    Clarifi
    Philadelphia - Restore, Repair, Renew
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