Pennsylvania Housing Finance Agency
Homeowner's Emergency Mortgage Assistance Program (HEMAP)
Provides emergency help to bring mortgage up to date. Repayment begins when homeowner is financially able.
Eligibility: A) Residents of Pennsylvania who are homeowners with mortgage delinquencies caused by circumstances beyond their control
B) Must not be in foreclosure
C) Must have the ability to regain financial stability within 24 months.
Hours: Monday through Friday, 8:00am to 5:00pm
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Phone/FAX Numbers
  • (855) 827-3466 - Hotline/Toll-Free
Fee Amounts: Call for information
Intake Procedure: Contact a local housing counseling agency, call to be referred to a housing counseling agency, or visit the link below to search for a housing counseling agency on the PHFA website.
Geographical Area: Pennsylvania
Helpful Tips: When mortgage becomes delinquent, owner should receive an Act 91 Notice (prior to any foreclosure action) outlining HEMAP.
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* The community resource directory information is up to date to the best of our knowledge. However, you should always call the provider to confirm this information and make an appointment. Be sure to confirm payment information with the provider, if payment is required. Pennsylvania 211 does not rate, recommend or endorse any agency. We simply provide information as a public service.
Pennsylvania Housing Finance Agency
Homeowner's Emergency Mortgage Assistance Program (HEMAP)
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