United States Department of Housing and Urban Development
Administrative Headquarters - Making Home Affordable
Government program to help homeowners get mortgage relief and avoid foreclosure. Making Home Affordable programs offer a range of solutions that may be able to help:
A) Refinance and take advantage of low mortgage interest rates.
B) Reduce monthly mortgage payments
  • Get mortgage relief while searching for re-employment
    C) Get help when you owe more than your home is worth
    D) Avoid foreclosure when homeownership is no longer affordable or desirable
  • Eligibility: Call for more information
    Hours: Telephone assistance and housing counseling services available 24/7
    Phone/FAX Numbers
    • (888) 995-4673
    • (215) 656-3445 - Fax
    Fee Amounts: Service is available free of charge
    Intake Procedure: Call for more information
    Intake Requirements: Have as many of the following documents on hand as possible:•Monthly mortgage statement•Information about other mortgages on your home, if applicable
    A) Two most recent pay stubs for all household members contributing toward mortgage payment
    B) Last two years of tax returns •If self-employed, the most recent quarterly or year-to-date profit and loss statement
    C) Documentation of income you receive from other sources (alimony, child support, social security, etc.) D) Two most recent bank statements •A utility bill showing homeowner name and property address E) Unemployment insurance letter, if applicable
    E) Account balances and minimum monthly payments due on all of your credit cards
    F) Information about your savings and other assets
    G) It may also be helpful to have: A letter describing any circumstances that caused your income to be reduced or expenses to be increased (job loss, divorce, illness, etc.) if applicable
    Geographical Area: Federal program serves all of Pennsylvania: Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Bucks, Butler, Cambria, Cameron, Carbon, Centre, Chester, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Delaware, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Juniata,Lackawanna, Lancaster, Lawrence, Lebanon, Lehigh, Luzerne, Lycoming, McKean, Mercer, Mifflin, Monroe, Montgomery, Montour, Northampton, Northumberland, Perry, Philadelphia, Pike, Potter, Schuylkill, Snyder, Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, and York counties
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    United States Department of Housing and Urban Development
    Administrative Headquarters - Making Home Affordable
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