Philadelphia Housing Authority
Philadelphia - Housing Choice Homeownership Program
Helps homeowners make monthly mortgage payments for a maximum term of 15 years on a mortgage loan of 20 years or more.

Mortgage loans for less than 20 years may be subsidized for a maximum term of 10 years. Program available to HUD's Housing Choice voucher recipients.
Eligibility: A) 1st time homebuyer
B) Families that own or are acquiring shares in cooperative
C) Families that have completed Pre-Purchase Housing Counseling
D) Minimum income requirements ($14,500 per year; $6,624 per year for families with disabled members)
E) Minimum 1 year employment requirement, at least 30 hours a week (disabled/elderly exempt)
F) No felony crime in the past 5 years- No fraud using federal money
G) Home must pass 2 Inspections, one by an inspector who is certified by the American Society of Home Inspection and a PHA Inspection

Mortgage assistance only available to residents/clients of the Philadelphia Housing Authority.
Hours: Administrative Hours: Monday through Friday, 9:00am to 3:00pm.
Phone/FAX Numbers
  • (215) 684-4000
  • (215) 684-4456 - Fax
Email Address: info@pha.phila.gov
Fee Amounts: Call for more information
Intake Procedure: Call for information
Geographical Area: Philadelphia County
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Philadelphia Housing Authority
Philadelphia - Housing Choice Homeownership Program
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